The government has been pushing for alternative treatments and so have regulatory initiatives such as the Insurance Regulatory and Development Authority of India (Irdai) mandating that AYUSH (Aayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy) treatments be covered by health insurance products.
It told all insurers to mandatorily offer, from 1 April 2020, ArogyaSanjeevani, a standard health insurance product that will cover Ayush treatments up to the sum insured. Some health insurance policies covered Ayush treatments earlier too, but with a sub-limit on the sum insured. IRDAI first asked insurers to provide alternative treatment coverage in 2013, but the uptake of these treatments has picked up in recent years.
Courtesyg: Google (photo)
